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During 2008, speculation in the media influenced stock market investment decisions, according to a poll conducted by the bank.
Only around one-third (27 per cent) of investors sought professional guidance, such as free stock market courses, the survey also found.
Nathan Moss, managing director, said investors should keep an eye on their long-term goals and look for professional advice before making a stock market investment.
"Whatever their next move, investors should seek expert financial advice and be aware of the consequences of their actions before making a rash decision that they might come to regret," he commented.
In related news, concerns for the UK's banks have affected the stock market, with around £50 billion being wiped from the country's top companies.
Meanwhile, retail data from the US has also shown that sales fell for a record six consecutive months.
